Atlassino Academy · Blackjack · Lesson 7

Doubling down: a second bet on one card

A second bet that buys exactly one card: the three totals these rules let you double, when the chart asks for it, and what each call costs.

  • About 15 minutes
  • Illustrated hosts: Leo and Maya
  • Last checked 4 November 2026

A double is a second bet for exactly one more card. In Chile you may make it when your first two cards make 9, 10 or 11, and the second bet is the same amount as the first.

New to the move? Doubling in one minute
  • What the move is. On your first two cards you put down a second bet as large as the first and take one card. One card, and the hand is finished.
  • When the table offers it. On your first two cards, before you have drawn a card. Take a card and the offer is gone.
  • What the move risks. Both bets. The second bet loses exactly as the first bet does, on the same card.

You hold a 6 and a 4: hard 10, one of the three totals you may double here. The dealer shows a 10. Do you put the second bet down?

The short answer

Double 11 against 2 to 9, 10 against 2 to 9, and 9 against 3 to 6. Against a 10 or an ace, take the card on all three. The dealer’s second card is dealt only after every player has finished, so a blackjack can still turn up behind your double, and what that blackjack takes from a double the catalogue does not say. The figures here assume the dearer reading: both bets.

A second chip drops behind the one already in the betting circle while Leo points at it and Maya watches from the rail; six spades and five diamonds lie in front of the seat and the dealer shows a single ace.
Leo smiling, explaining with an open hand.

Leoformer dealer · rules and maths

Doubling is the only move that asks you for more money, so people play it on feeling: some never double at all, others double whenever the hand looks pretty. At these tables the chart’s answer fits in three rows, and the dealer’s missing second card explains where each row stops.

When the chart asks for a second bet

No single card can take a hard 9, 10 or 11 over 21, and a 10 — the commonest card in the shoe — turns them into 19, 20 and 21. These are also the three totals the national catalogue of games lets you double.

6655
Hard 11Double against 2 to 9

No card can take 11 over 21, and the commonest card in the shoe, a 10, makes 21. Against a 10 or an ace the chart takes the card instead: the dealer’s second card is still to come, and it could make a blackjack.

6644
Hard 10Double against 2 to 9

A 10 makes 20, and no card can take 10 over 21. Against a 10 or an ace the chart takes the card, for the same reason as on 11.

5544
Hard 9Double against 3 to 6

A 10 makes 19, and 19 only holds up against a dealer card that goes over 21 often. So 9 takes a second bet only against 3 to 6.

Six decks · the dealer stands on every 17 · double on 9, 10 or 11 · the dealer’s second card is dealt after you play

Hard 9, 10 and 11, by the dealer’s card
Hard2345678910A
9HDhDhDhDhHHHHH
10DhDhDhDhDhDhDhDhHH
11DhDhDhDhDhDhDhDhHH
  • Hhit
  • Dhdouble; hit if you cannot double

And no other total. The rules allow a double on two cards that make 9, 10 or 11 and on nothing else. From 12 a 10 takes you over 21, and a hand that can go over is not a hand to put more money on. Every other hard total is a hit-or-stand decision, and those rows are in the previous lesson.

Leo raising one finger, thinking something through.

Leoformer dealer · rules and maths

Look at where the rows for 10 and 11 stop: at the 10 and at the ace. That is not caution. It is the dealer’s second card, which is not on the table yet, and the next section is about it.

Why not against a 10 or an ace

Every card at these tables is dealt face up. The dealer takes one card at the deal, and the rest only once every player has finished. So when you double against a 10 or an ace, the card that could give the dealer a blackjack has not been dealt yet. A dealer showing a 10 makes blackjack on 7.7% of hands, and a dealer showing an ace on 30.9%.

What a dealer blackjack takes from a double, the catalogue does not say: it names no exception for a double either way. The figures on this page assume the dearer reading, both bets. On it, 11 against a 10 is worth +0.31 units a hand on average on an example bet of 10 units if you take the card, and +0.08 units if you double; against an ace, −2.09 units for the card and −5.35 units for the double. Read the other way — the double coming back on a dealer blackjack — the chart would double 11 against a 10 as well, and nothing else in these three rows would move. A plus sign here is an average over many hands; any one hand can still lose.

Doubling after a split

8833
Hard 11 after a splitReads off the row for 11

A pair of 8s was split, and the first hand caught a 3. That hand has a bet of its own, and it may take a second bet exactly as any hard 11 may.

AA99
A split aceOne card, and the hand is finished

A pair of aces was split, and each ace takes one card and no more. There is no moment in which to double, whatever card lands.

Split a pair and you have two hands, each with a bet of its own. The catalogue allows the double on every hand, pairs included, so a split hand that lands on a hard 9, 10 or 11 reads off the same three rows as any other hand.

One exception: a split ace takes one card and stops, so a split ace never has a moment in which to double.

What a wrong call costs

Leo with a hand on his chest, looking concerned.

Leoformer dealer · rules and maths

The two mistakes run in opposite directions. Keeping the second bet in your pocket on a hand the chart doubles feels careful; putting it down against a 10 or an ace feels bold. Both have a price, and standing on 11 costs more than either.

What each call gives up on average, per hand, on an example bet of 10 units

Three bars, each the average cost of one call against the chart’s play. Standing on 11 against a 10 is by far the longest.

The careful mistake: taking the card on 11 against a 6 instead of doubling3.39 units
The eager mistake: doubling 11 against a 10, where the chart takes the card0.23 units
Standing on 11 against a 106.07 units

Amounts are for an example bet of 10 units: double the bet, roughly double the amount. Amounts are in betting units, not pesos: a unit can stand for any amount, and the arithmetic is the same at any scale.

The careful mistake

Taking the card instead of doubling

3.39 units

each time you take the card on 11 against a 6 instead of doubling. On 10 against a 2 the same habit costs 1.82 units; on 9 against a 4, 0.61 units.

Fix: on 9, 10 and 11, read the row before you decide, not your nerve.

The eager mistake

Doubling where the chart does not

0.23 units

each time you double 11 against a 10, 3.26 units each time against an ace, and 0.60 units each time you double 9 against a 7.

Fix: against a 10 or an ace, take the card and keep the second bet in your pocket.

The house keeps its edge; the chart only makes the edge smaller. Play every row of the chart and these rules still leave the house 0.36% of every bet with the full chart. Doubling where the chart asks lowers the price of the evening; it does not turn the game round.

At the table, with Maya

Maya smiling, explaining with an open hand.

Mayaformer floor supervisor · manners, money and breaks

Doubling is the one move where more of your money goes down in the middle of a hand, so it helps to know what the rules let you change and what they do not.

  • One card. After a double the dealer gives you one card, and your hand is over.
  • Your first bet stays as it is. Once the croupier has started the deal, your bet is not raised, lowered or taken back; a double, or a split, puts a second bet beside it.
  • The call is yours. Nobody may play your hand for you, and nobody may interfere in your decision to double.
Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

A double is a second bet, and an evening with several doubles is an evening in which more money went onto the felt than you counted at the door. Decide the limit first, and count the doubles inside it. A losing double is not a reason to bet larger on the next hand. If the money starts to feel like money you need, stop for the evening.

If it stops being fun

If gambling stops being fun, the SCJ self-exclusion applies in every casino in the country. Minimum entry age: 18 (age of majority under Law 19.221; Law 19.995 bars minors from gaming rooms). The casino may ask for an official ID. More on responsible gaming.

Show all regions
+56 2 2589 3000All regions · Superintendencia de Casinos de Juego — Central Telefónica

Practice table

The practice table is the same one as in the previous lesson, and it keeps your place: level 1 is hard 12 to 16, and the double comes in on level 2, where every hard total is dealt. It answers by the chart for the rules on this page. Decide with the buttons or the keys H, S, D and R: R is surrender, which these rules allow against any dealer card except an ace. The table tells you what the chart says, why, and what each choice costs on average. The amounts are for an example bet of 10 units unless you pick another one — an example, not a suggested bet. The lesson is one run: every square on the strip below is one hand of it, and they are all there from the start. Only your first move on each hand is scored, and when a level’s squares are full the next level begins by itself.

The practice table needs JavaScript. Here is one hand from it, with the answer.

Dealer shows a 7

77

You hard 16

101066

The chart says: Hit.

Hard 16 against a 7: The dealer card is strong: standing on 16 loses whenever the dealer finishes on 17 or more, 73.8% of hands against a 7.

Average result per hand on an example bet of 10 units (a minus means money lost): stand −4.77 units · hit −4.09 units. Standing instead costs about 0.68 units more each time.

How the practice table works

One strip, no rounds. Every square on the strip is one hand of this lesson, and they are all there from the start. The square keeps your first move on that hand; later moves in the same hand are still checked and explained.

Levels. Level 1: hard 12 to 16 against every dealer card. Level 2: hard 5 to 19, doubles included. Level 3: hard 9 to 16 against every dealer card; the clock is optional. Level 1 belongs to the previous lesson; it is here so that the ladder does not restart when you arrive from search. Every hand dealt is a hard total, so the table never asks you to double anything but 9, 10 or 11.

Dealing. Cards come from a shuffled 6-deck shoe with a fresh seed each visit. A hand that does not belong to the level is set aside unseen, so the shoe runs down faster than at a real table.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

A question marked “New situation” asks you to use the lesson on a case it did not show.

1You hold a 6 and a 5: hard 11. The dealer shows an ace. What does the chart say for these rules?

Show the answer

Answer: Hit: keep the second bet in your pocket against an ace. On these rules the chart doubles 11 against 2 to 9 and takes the card against a 10 or an ace. The dealer takes one card at the deal and the rest after every player has finished, so a blackjack can still turn up behind your double.

  • Stand No card can take 11 over 21, so standing gives up a card that costs nothing to take: 5.59 units a hand on an example bet of 10 units.
  • Hit: keep the second bet in your pocket against an ace Against an ace the dealer makes a blackjack on 30.9% of hands, with the second card dealt after you have played. Taking the card alone does better.
  • Double: 11 is a doubling total Doubling is allowed on 11, but against an ace it costs about 3.26 units more than taking the card, each time on an example bet of 10 units: the dealer’s second card, dealt after you play, can still make a blackjack, and these figures count that blackjack as taking the second bet too.
2You hold a 5 and a 4: hard 9. The dealer shows a 7. What does the chart say?

Show the answer

Answer: Hit. 9 is the shortest doubling row: 3 to 6 and nothing else. Against a 7 the dealer finishes on 17 or more too often for one card to carry a second bet, so the chart takes the card and leaves the money where it is.

  • Hit One card cannot take 9 over 21, so the card costs nothing to take; against a 7 a second bet does not pay for itself. Taking the card averages +1.76 units a hand on an example bet of 10 units, doubling +1.16 units.
  • Double: 9 is one of the three doubling totals The rules allow it, and the chart asks for it only against 3 to 6. Against a 7 the second bet gives up 0.60 units a hand on an example bet of 10 units.
  • Stand 9 cannot go over 21 with one card, and standing on 9 gives up 6.52 units a hand on an example bet of 10 units.
3You double your 10. How much is the second bet?

Show the answer

Answer: The same again: a second bet as large as the first. The second bet is the same as the first, and it buys one card and no more.

  • The same again: a second bet as large as the first The catalogue says the increase is made for the same amount as your first bet.
  • Anything from the table minimum up to your first bet The catalogue names no smaller double: the increase is made for the same amount as your first bet.
  • Twice your first bet, so that three bets ride on one card A double is one more bet of the same size, two bets in all. The catalogue names no larger double.
4You split a pair of 8s. The first hand catches a 3: hard 11. May you double it?

Show the answer

Answer: Yes: a split hand may take a second bet on its first two cards. A split hand is a hand of its own, with a bet of its own, so the three rows above read the same way on a split hand. The one exception is a split ace: it takes one card and no more, which leaves no moment in which to double.

  • Yes: a split hand may take a second bet on its first two cards The catalogue allows the double on every hand, pairs included, so a split hand that lands on 9, 10 or 11 may double.
  • Only on the first of the two split hands Each split hand is played in turn and each has its own bet; the rule on doubling is the same for both.
  • No: one bet per split hand, and it is already down The split bet is the first bet of that hand, not its last. The catalogue allows a double on split hands as well.
  • Only on hands split from 8s, never from aces Eights are not an exception at all, and aces are the exception that runs the other way: a split ace takes one card and no more, so there is no moment in which to double a split ace.
5You have doubled four times tonight, each time on a hand the chart asks for, and lost all four. The next hand is hard 11 against a 6. What has changed? new situation

Show the answer

Answer: Nothing about the hand has changed: the chart still asks for the second bet, and it is still at risk. Nothing that the chart can see. The chart is worked out over every hand of that kind, not over tonight’s four, and the price it quotes — 0.36% of every bet with the full chart — is an average many evenings come to, not a promise about any one of them. A second bet doubles both what this hand can return to you and what it can take. Decide your limit before you sit down.

  • The table has turned cold: take the card and keep the second bet in your pocket A shoe has no memory of the last four hands, and neither does the card about to come out of it. Nothing about this hand has changed.
  • Four in a row means the chart does not suit this table The chart is worked out from this table’s rules. One evening says nothing about whether the chart matches them.
  • Double twice as much and the four come back A double here is the same bet again, so there is no twice as much to put out. And a larger bet only makes each hour dearer: nothing on the table owes you the four hands back.
  • Nothing about the hand has changed: the chart still asks for the second bet, and it is still at risk Four losses are four hands, not a verdict on the play. Taking the card instead of doubling on 11 against a 6 gives up 3.39 units a hand on an example bet of 10 units, tonight as on any night — and the second bet can lose again.

And the question at the start: hard 10 against a 10 takes the card. The rules let you double it; the chart does not ask you to, because the dealer’s second card is still to come.

Where to play, and further reading

18+ across Chile · Play responsibly · the help box is further up this page

Further reading

How it’s worked out

Rules, numbers and hosts

Rules. The figures on this page follow the rules the SCJ sets out for blackjack in its national catalogue of games: six decks, the dealer standing on every 17, a double on two cards that make 9, 10 or 11 for the same amount as the first bet, a double after a split, surrender for half the bet except against an ace, and every card dealt face up, with the dealer’s second card dealt after the players. What a dealer blackjack takes from a double or a split the catalogue does not say; the figures assume it takes every bet on the hand. It is a preset for learning, not a statement about any one casino.

Numbers. Every figure is worked out when the page is built, by our blackjack engine. A mistake’s cost is the average result of the chart’s play minus that of the mistake, per hand, for an example bet of 10 units, with each average rounded to the hundredth first. Against a 10 or an ace the averages include the hands where the dealer turns up a blackjack. The house edge assumes the full chart, soft hands and pairs included, and cards shuffled after every hand. No document we read publishes these figures; they are ours.

Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.

No promise. Blackjack is played against the house. The chart lowers the price of playing; nothing on this page removes that price, and nothing here tells you how an evening will end.

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