Atlassino Academy · Blackjack · Lesson 13

Side bets: the price per hour

The second bet beside the hand is a bet of its own, with a pay table of its own and a price of its own by the hour.

  • About 14 minutes
  • Illustrated host: Maya
  • Last checked 4 November 2026

Some blackjack tables in Chile take a second bet beside the hand you came to play: Perfect Pairs. What does a chip on that side bet cost you?

The short answer

Perfect Pairs is a bet of its own, with a pay table of its own. It is the side bet the national catalogue of games sets out for its blackjack, it is settled on your first two cards alone, and its result has no bearing on the hand beside it. The two chips are not two halves of one wager, they are two prices — and even at four fifths of the bet on the hand, the pair bet priced below takes several times as much out of an hour as the bet on the hand does.

The bet on the hand

Decided by
your hand against the dealer's hand.
Settled
when the dealer's hand is finished.
Paid by
the rules of blackjack.

The side bet

Decided by
whether your first two cards are a pair, and which kind.
Settled
as soon as every player has two cards, whatever the hand does after.
Paid by
the pay table printed for it.

The same two cards are dealt to both chips. Each chip is then settled on a different question: the bet on the hand on how your hand ends against the dealer’s, the side bet on whether your first two cards are a pair, and which kind.

Leo points at a smaller marked circle holding one chip beside a betting circle holding two chips, while Maya watches from the rail across bare green felt with no cards dealt.

Two bets on one hand

A side bet is an extra bet on the same cards. Perfect Pairs is optional: you can bet on the hand and leave Perfect Pairs alone, and if you do want it, the chip goes down before the bet on the hand or together with it. So the side bet never comes without a bet on the hand, and it never comes after the cards.

The two chips are then settled apart. As soon as every player has a second card, the croupier goes round the Perfect Pairs bets, takes the ones that lost and pays the ones that won, and the catalogue says in so many words that the result of the pair bet has no bearing on the bet on the hand. A hand that loses can be sitting next to a pair bet that was paid, and a hand that is paid next to a pair bet that was taken.

The chip is small by rule. A Perfect Pairs bet is at least 10% of the table minimum and at most 80% of the table’s minimum blackjack bet, so at the table minimum the side bet is always the smaller chip of the two.

What the side bet pays for

The whole of a side bet is its pay table: what it asks of the cards, and what it pays when the cards do it. Perfect Pairs asks for a pair in your first two cards, and it pays for that pair three ways: a perfect pair of the same suit, a coloured pair of the same colour in two different suits, and a mixed pair of one red card and one black. On this bet the cards count as they do in the hand, except the pictures and the ace, which count by their letter: two jacks are a pair, a jack and a king are not.

  • 7777
    Perfect pairThe same card twice: same rank, same suit. A shoe of six decks holds six of each card.Pays 25 to 1
  • 7777
    Coloured pairSame rank, same colour, two different suits.Pays 15 to 1
  • 7777
    Mixed pairSame rank, one red card and one black card.Pays 5 to 1
  • KKKQQQ
    Not a pairBoth count ten in the hand, but on this bet a picture card counts by its letter, and a king is not a queen.The chip is taken

How much each kind of pair is paid and how often each kind comes out of a six-deck shoe belong together, because a pay table on its own tells you nothing about a price. Here they are in one table, counted over every two-card start a six-deck shoe can deal.

Perfect Pairs, six decks in the shoe
Kind of pairPaysTwo-card starts of this kind
Perfect pair25 to 1780
Coloured pair15 to 1936
Mixed pair5 to 11,872
No pair at allThe chip is taken44,928
Every two-card start 48,516

A single bar standing for every two-card start a six-deck shoe can deal. Three thin bands on the left are the perfect pairs, the coloured pairs and the mixed pairs; the long band filling the rest of the bar is the starts that are not a pair at all.

Perfect pairsColoured pairsMixed pairsNot a pair

The bar draws the right-hand column to length: the rarer a kind of pair, the more it pays and the thinner its band.

What the side bet costs an hour

Played by the full chart, these rules leave the house a share of every bet on the hand, and every move away from the chart makes that share larger. The Perfect Pairs side bet leaves the house a share of its own, worked out from the pay table above and from the shoe the cards come out of. Here are the two shares beside each other.

What each of the two bets keeps of every chip
The chip goes onShare of that chip the house keeps
The hand, played by the full chart0.36%
The Perfect Pairs side bet4.18%

The share on the hand comes from the table rules of the SCJ catalogue; the share on the pair bet comes from the pay table in the same catalogue, over six decks.

A share is hard to feel, and money is not. Take an example bet of 10 units on the hand — an example, not a suggested bet — and call it the table minimum, so that the largest Perfect Pairs chip the catalogue allows beside it is 8 units. Put both on every hand for an hour at an example pace of 70 hands an hour, not a measured one, and here is what each of the two chips takes out of that hour.

  • The bet on the hand, 10 units, played by the chart2.52 units

    an hour

  • A Perfect Pairs chip of 8 units beside it23 units

    an hour

The hour assumes a chip on the side bet on every hand: a smaller chip or a quieter table is another price, and so is a hand bet above the minimum.

Before a chip goes on the side bet

Three questions settle what a side bet will cost you, and all three can be answered before the cards come out: what it asks of the cards, what it pays for each kind, and how big a chip goes on how many hands. The amounts of the bets have to be posted in the room, game by game, so the smallest chip the table takes is printed where you can read it.

None of this makes a side bet a mistake, and none of it makes a side bet a plan. It is a bet on two cards with a pay table that keeps 4.18% of every chip, and the hour worked out above is what that costs. It is never a way to get back what the hand has lost: money put on the pair bet is taken faster than money put on the hand, so an hour spent chasing a loss on the side bet makes the hole deeper on average, not shallower.

Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

Decide how much money the evening gets and how long it runs before you sit down, and stop when either one is used up. A run of hands that took your chips is not a debt the table owes you: putting more money down to get it back only makes the hour dearer, and the side bet makes it dearer faster than anything else on the felt. If the money on the table starts to feel like money you need, stop for the evening.

If it stops being fun

If gambling stops being fun, the SCJ self-exclusion applies in every casino in the country. Minimum entry age: 18 (age of majority under Law 19.221; Law 19.995 bars minors from gaming rooms). The casino may ask for an official ID. More on responsible gaming.

Show all regions
+56 2 2589 3000All regions · Superintendencia de Casinos de Juego — Central Telefónica

The pay table on one card

That is the lesson. The Perfect Pairs pay table is on one card: print it, or keep it on your phone.

Perfect PairsWhat each kind of pair pays
Perfect Pairs, six decks: the pay table of the national catalogue
Kind of pairPaysShare of two-card starts
Perfect pair25 to 11.61%
Coloured pair15 to 11.93%
Mixed pair5 to 13.86%
No pair at allThe chip is taken92.60%

Of every chip, the house keeps 4.18% on Perfect Pairs and 0.36% on the hand played by the full chart. A king and a queen are not a pair on this bet.

18+ across Chile · Set a limit before you sit · Play responsibly · the regulator’s number is on the Helplines page, in the Guides section of this site

Practice table

The table below deals hands from a shuffled shoe and checks your first decision on each hand against the chart for the rules of the catalogue. Decide with the buttons or with the keys H, S, D and R; R, surrender, is not offered against an ace. There is no money on this table: the amounts beside each decision are averages for the example bet you choose.

It deals no side bets, and that is not an omission. Once the chip is down on Perfect Pairs there is nothing left to decide: the two cards come out and the pay table settles them. The decisions a side bet does take — whether to make it, and how big a chip — are made before the chip goes down, and a dealt hand cannot practise them. What the table below practises is the other chip, the one on the hand, where a decision moves the price.

The practice table needs JavaScript. Here is one hand from it, with the answer.

Dealer shows a 7

77

You hard 16

101066

The chart says: Hit.

Hard 16 against a 7: The dealer card is strong: standing on 16 loses whenever the dealer finishes on 17 or more, 73.8% of hands against a 7.

Average result per hand on an example bet of 10 units (a minus means money lost): stand −4.77 units · hit −4.09 units. Standing instead costs about 0.68 units more each time.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

A question marked “New situation” asks you to use the lesson on a case it did not show.

1Your first two cards are the seven of hearts and the seven of diamonds, and the hand goes on to lose against the dealer. What happens to the chip on Perfect Pairs?

Show the answer

Answer: It is paid: two red sevens of different suits are a coloured pair. The bet on the hand and the pair bet are settled on two different questions, and the pair bet is settled first, as soon as every player has two cards. A lost hand beside a paid side bet is an ordinary result, not a contradiction.

  • It is paid: two red sevens of different suits are a coloured pair. Same rank, same colour, two different suits: a coloured pair, paid at its line of the pay table whatever the hand does.
  • It is taken along with the bet on the hand, because the hand was lost. The catalogue says the result of the pair bet has no bearing on the bet on the hand, and the same runs the other way. The pair bet was settled before the hand was played out.
  • It is returned, because a lost hand cancels the side bet. One of the two bets does not cancel the other. A chip on the pair bet is either paid by its pay table or taken.
2Your first two cards are the king of spades and the king of clubs. Which of the three kinds of pair is that?

Show the answer

Answer: A coloured pair. Two black kings are the same rank and the same colour, and their suits are different. That is a coloured pair.

  • A coloured pair. Same rank, same colour, different suits. Of the three kinds of pair it is the middle one.
  • A perfect pair, the one that pays most of the three. A perfect pair is the same rank AND the same suit. Spades and clubs are two different suits.
  • A mixed pair, the one that pays least of the three. A mixed pair is one red card and one black card. Both of these kings are black.
3Your first two cards are the king of spades and the queen of spades. Both count ten in your hand. What does the Perfect Pairs chip do? new situation

Show the answer

Answer: It is taken: a king and a queen are not a pair on this bet. On this bet a picture card counts by its letter, not by its ten points, so a king and a queen are two different cards and not a pair.

  • It is paid as a perfect pair: same value, same suit. Same suit, yes, but not the same card. On this bet the king and the queen are two different symbols.
  • It is taken: a king and a queen are not a pair on this bet. The catalogue counts the jack, the queen, the king and the ace by their symbol on Perfect Pairs. The hand still holds 20; the pair bet asks a different question.
  • It is paid as a mixed pair, the lowest line. A mixed pair is the same card in one red and one black suit. These two cards are not the same card, and both are black.
4You bet on the hand at the table minimum, and put a Perfect Pairs chip of 80% of that minimum beside it on every hand for an hour. Which chip takes more out of the hour?

Show the answer

Answer: The chip on Perfect Pairs, by a wide margin. Even at four fifths of the size, the side bet takes several times what the bet on the hand takes. The bars above are that difference drawn to length.

  • The chip on Perfect Pairs, by a wide margin. The pay table for the pair keeps a far larger share of each chip than the rules of blackjack keep of a bet on the hand played by the chart, and a smaller chip does not make up for it.
  • The chip on the hand, because it is larger and in play on every card. Size matters, and the hand’s chip is the larger. But the share each chip loses matters more, and the pair bet’s share is many times the hand’s.
  • Neither: the money is nearly the same, so the cost is nearly the same. Nearly the same money on two different pay tables is two very different prices.
5The cards are already out, and your first two cards are a pair. Can you put a chip on Perfect Pairs now?

Show the answer

Answer: No: a Perfect Pairs chip goes down before or together with the bet on the hand. The catalogue has the Perfect Pairs chip go down before the bet on the hand or together with it, and never after the cards.

  • Yes, if the chip is within the limits for the side bet. The limits say how big the chip may be, not when it may go down.
  • No: a Perfect Pairs chip goes down before or together with the bet on the hand. That is the rule as the catalogue writes it. You may play the hand without Perfect Pairs, never Perfect Pairs after the deal.
  • Yes, as long as the croupier has not yet looked at the pairs. A bet placed after you can see the cards would not be a bet at all. The chip goes down with or before the bet on the hand.

And the question at the start

What a chip on Perfect Pairs costs is worked out from two things: what the pay table pays for each kind of pair, and how often a six-deck shoe deals one. For the catalogue’s pay table that comes to several times what the bet on the hand costs, hour for hour, even with the side-bet chip at the largest size the catalogue allows beside a bet at the table minimum.

Where to play, and further reading

18+ across Chile · Play responsibly · the help box is further up this page

Further reading

How it’s worked out

Rules, numbers and hosts

Where this happens. Every table on this page is a table in a room you can walk into. The share of each bet on the hand is worked out for the blackjack rules the SCJ sets out in its national catalogue of games, and the side bet is priced from the pay table in the same catalogue. Perfect Pairs is played only at a table whose felt has a box for it.

Numbers. The share of a bet on the hand is worked out when the page is built, by our blackjack engine, assuming the full chart and, where the catalogue is silent on what a dealer blackjack takes from a double or a split, the dearer reading. The share of the pair bet is worked out from the catalogue’s pay table over every two-card start a six-deck shoe can deal, with pairs counted by rank, so that a king and a queen are not a pair. The hour is the example bet, times the example pace of hands an hour, times the share; for the side bet the chip is 80% of the example bet, the largest the catalogue allows beside a bet at the table minimum. No document we read publishes these figures; they are ours.

What is deliberately absent. There is no list of which tables in which Chilean rooms carry the Perfect Pairs box: no document we could read publishes one, and the games on a floor change. Side bets that the catalogue does not set out are not described here.

Hosts. Maya is an illustrated character. Her backstory, a former floor supervisor, is written for the course: she is not a real person and does not speak for any casino. The rules and numbers on this page come from the sources it cites, not from her experience.

No promise. Blackjack is played against the house, and a side bet is played against a pay table. Nothing on this page makes either of them free of cost, and nothing on it says how an evening will end.

Spotted a mistake on this page? Tell us

Sending a report needs JavaScript. Without it, write to us through Contact and give the page address.

Please do not include personal details, such as health or money problems. For help with gambling, see Gambling helplines.

Your report reaches us as an email and is not published. What we keep